Checking Accounts

FREE Checking:

    • FREE gift with every new account opening
    • No minimum balance requirement or monthly service charge
    • Buy back of unused checks & debit cards from another financial institution*
    • Unlimited check writing
    • FREE Direct Deposit and Payroll Deduction
    • FREE Online Banking & CU*Talk
    • FREE Mobile Banking with Mobile Deposit
    • FREE Bill Pay
    • FREE Visa® Debit Card (No monthly fee)
    • FREE eStatements

*Minimum opening deposit is only $25 to establish membership with a savings account, and $0 to open a checking account.  Ask us for details. Credit union rules and regulations apply.  Other fees such as non-sufficient funds, overdraft fees, etc. may apply.  See fee schedule for details.  Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value.  Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer good on personal accounts only; ask us about our outstanding options for your business or organization.

Premier Checking:

    • FREE gift with every new account opening
    • $1,500 minimum balance required
    • Competitive dividends paid (minimum $1,500 balance required)
    • Buy back of unused checks & debit cards from another financial institution*
    • Free box of checks annually
    • No per-check charges
    • FREE Direct Deposit and Payroll Deduction
    • FREE Online Banking & CU*Talk
    • FREE Mobile Banking with Mobile Deposit
    • FREE Bill Pay
    • FREE Visa® Debit Card (No monthly fee)
    • FREE eStatements

*Minimum opening deposit is only $25 to establish membership with a savings account, and $0 to open a checking account.  Ask us for details. Credit union rules and regulations apply.  Other fees such as non-sufficient funds, overdraft fees, etc. may apply.  See fee schedule for details.  Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value.  Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer good on personal accounts only; ask us about our outstanding options for your business or organization.

We now provide checks through Bank-A-Count. To reorder your checks, please call First Trust Credit Union at 1-800-276-6161.