Shared Savings

Important information about procedures for opening an account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

By depositing a minimum of $25 into a Share Savings account you become a member of First Trust Credit Union. Your membership entitles you to use all of the services and benefits offered by the Credit Union.
*A $1 monthly service fee will apply if the total of all deposit accounts per membership base is less than $100 on the last day of the month. Fee WILL NOT APPLY for ages 22 and under or if you receive e-statements.

Rainy Day (Savings) Account

As a secondary option to your regular shared savings account, Rainy Day (Savings) are monies set aside for those emergencies you were not expecting.  From unexpected medical bills, to household emergencies, view this account as your safety net to cover any expenses you may need.

As in ANY of your First Trust Share Draft (Checking) or Shared Savings Accounts, utilize the convenience of a Payroll Deduction to electronically deposit a portion of your payroll check into your credit union accounts.