Posts Categorized: Safety Tips

IRS Warns Taxpayers to Guard Against New Tricks by Scam Artists; Losses Top $20 Million

WASHINGTON – Following the emergence of new variations of widespread tax scams, the Internal Revenue Service today issued another warning to taxpayers to remain on high alert and protect themselves against the ever-evolving array of deceitful tactics scammers use to trick people. These schemes – which can occur over the phone, in e-mails or through… Read more »

Credit Reporting 101

When was the last time you checked your credit report for accuracy? How do you obtain your credit score? What does your credit report mean to those who lend you money and credit? Not only does your credit report affect your financial life, but it can also affect your career, education, and the interest rates… Read more »

Consumer fraud…by phone or mail!

When phone calls and postcards are bringing you marvelous offers to buy… “Shares” or “interests” in foreign lotteries Low-cost vacations Magazine subscriptions Office supplies or promotional items Club memberships Sure-fire investments Vitamins Do they say… “You’ve just won a contest, and if you pay ‘shipping and handling’ or a ‘small gift tax,’ it’s all yours”?… Read more »

REMEMBER To Monitor Your Credit Report Once A Year!

One of the best ways our members can prevent fraud is to monitor their credit report. Members can get copies of their own credit reports once a year completely free at or by calling 1-877-322-8228. CAUTION: advertises heavily, but is actually a PAY FOR service. Additionally, Indiana’s Credit Freeze Law took effect on… Read more »

Personal Internet Branch

At First Trust we take security very seriously, employing state of the art measures on multiple levels to protect members who use our electronic services. We now offer an entire set of tools that you control, making yourself even more secure. PIB, or Personal Internet Branch, is available to all members using our It’s Me… Read more »

The IN’s and OUT’s of STRONG Passwords

If you use a computer for anything, you know about passwords. Annoying at best and often frustrating, passwords have become part of our everyday life. The more you do, the more passwords you get. Passwords serve a very important function. They are the first line of defense for the things we do. But a password… Read more »

Further Reading

Stop into your local First Trust Credit Union Branch TODAY to pick up a copy of the following brochures: ID Safe Choice 10 Things YOU Can Do To Avoid Fraud Credit, ATM and Debit Cards; What to do if they’re lost or stolen Deter, Detect, Defend: HOW TO AVOID ID Theft Your Access To Free… Read more »

Consumer Financial Protection Bureau

Learn more about how Consumer Financial Protection BureauĀ helps to educate consumeers, enforce financial laws and study consumer financial markets to help protect you. Visit Consumer Financial Protection Bureau.