Business Accounts

Business Savings

By depositing a minimum of $25 into a Share Savings account, you become a member of First Trust Credit Union. Your membership entitles you to use all the services and benefits offered by First Trust Credit Union.

FREE Business Checking

Perfect for most businesses!

  • FREE gift with every new account opening
  • No minimum balance requirements
  • No monthly service charge
  • 1,000 FREE monthly transaction items
  • Buy back of unused checks & debit cards from another financial institution*
  • FREE mobile/online banking
  • FREE night deposit
  • Mobile check deposit capabilities
  • Access to free downloads to Quicken© & Quickbooks©
  • Access to nationwide locations ***

***Over 5,000 nationwide locations and 30,000 ATMs, and growing, courtesy of CO-OP Shared Branching Services.

*Minimum opening deposit is only $25 to establish membership with a savings account, and $0 to open a checking account.  Ask us for details. Credit union rules and regulations apply.  Other fees such as non-sufficient funds, overdraft fees, etc. may apply.  See fee schedule for details.  Transaction items include all debits and credits. If the Free Business or Premier Business account exceeds 1,000 free monthly transactions , the account may be converted to another checking product.  Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value.  Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

Premier Business Checking

A checking account designed for companies with higher balances and transaction activities such as sole proprietorships and not-for-profits.

  • FREE gift with every new account opening
  • $5,000 minimum balance requirement
  • Competitive dividends paid (minimum $5,000 balance required)
  • 1,000 FREE monthly transaction items
  • Buy back of unused checks & debit cards from another financial institution*
  • FREE mobile/online banking
  • FREE night deposit
  • Mobile check deposit capabilities
  • Access to free downloads to Quicken© & Quickbooks©
  • Access to nationwide locations ***

***Over 5,000 nationwide locations and 30,000 ATMs, and growing, courtesy of CO-OP Shared Branching Services.

*Minimum opening deposit is only $25 to establish membership with a savings account, and $0 to open a checking account.  Ask us for details. Credit union rules and regulations apply.  Other fees such as non-sufficient funds, overdraft fees, etc. may apply.  See fee schedule for details.  Transaction items include all debits and credits. If the Free Business or Premier Business account exceeds 1,000 free monthly transactions , the account may be converted to another checking product.  Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value.  Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.