Debit Cards

First Trust’s FREE Debit Cards allow you to withdraw cash from your Regular Savings, Checking or Overdraft accounts at ATM machines nationwide anytime 24/7.  Also you can make purchases directly from your checking anywhere Visa® is accepted. Daily limits of $1,500 on purchases, $750 on Card Not Present, or $520 on ATM transactions helps to keep fraudulent transactions to a minimum.

For the Visa® Debit Card Travel Insurance Disclosure click here.

Debit Card Lock and Unlock

Lock and unlock your debit card using our free Mobile App!

Debit Card Round Up

If you do a $49.50 purchase using your debit card, the transaction will post for $49.50 on your account. Then at the end of the day, the computer will round up the transaction and automatically transfer from your checking account $.50 into the savings account of your choice.

Lost or Stolen Visa® Debit Card

First Trust Credit Union – 1-800-276-6161
or 1-800-449-7728 after regular business hours

Credit Cards

At First Trust Credit Union, our industry leading consumer and business credit card products offer competitive pricing combined with a full range of reward options – making it easy to select and apply for the card that meets your needs.

Manage your Credit Card Account

Credit Card Services Online Account Access

Apply for a Credit Card

Don’t have one of our credit cards yet? Experience the unique rewards and special benefits that come with card membership. Whether you’re planning your dream vacation, managing your household finances, or building strong credit for the future, we offer a credit card to meet your needs. It won’t take long to find the one that’s right for you. 
Apply Now – for your personal credit card.
Apply Now – for your business credit card.

Lost or Stolen Visa® Credit Card

1-800-558-3424    24-hour Cardmember Service

Lost or Stolen American Express Credit Card

1-866-323-3587    24-hour Customer Service

Prepaid Gift Cards

Make your gift giving EASY -with a First Trust Credit Union Visa® gift card. For a $3 processing fee, you can choose from several different designs fit for any occasion. Minimum denominations start at $10 with a $500 maximum.

For the Visa® gift card agreement, click here.

Lost or Stolen Prepaid Visa® Gift Cards