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Routing: 271291457 | Phone: 800-276-6161

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Loan Rates

Loan Rates - Effective Sunday, November 9, 2025
Loan TypeRates as low asTermsTerms & Information
NEW VEHICLE » 4.49% 24 M NEW VEHICLE
USED VEHICLE » 4.49% 36 M USED VEHICLE
NEW MOTORCYCLES » 6.29% 36 M NEW MOTORCYCLES
UNSECURED CLOSED END » 8.95% 12 M UNSECURED CLOSED END
OVERDRAFT PROTECTION LOC » 15.9% 24 M OVERDRAFT PROTECTION LOC
RV/BOAT/CAMPER » 6.29% 36 M RV/BOAT/CAMPER

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – National Credit Union Administration.

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Phone: 800-276-6161
950 East US Highway 20 | Michigan City, IN
Routing Transit Number: 271291457
NMLS # 399279

IMMEDIATE ALERT – fraudsters are sending text messages and calling members to get access to debit card information. The calls may appear to be coming from 800-276-6161 First Trust CU or another number. DO NOT give out any information. Instead, hang up and call us. Remember, we will NEVER ask for your card information.