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Routing: 271291457 | Phone: 800-276-6161

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Loan Rates

Loan Rates - Effective Thursday, January 29, 2026
Loan TypeRates as low asTermsTerms & Information
NEW VEHICLE » 4.49% 24 M NEW VEHICLE
USED VEHICLE » 4.49% 36 M USED VEHICLE
NEW MOTORCYCLES » 6.29% 36 M NEW MOTORCYCLES
UNSECURED CLOSED END » 8.95% 12 M UNSECURED CLOSED END
OVERDRAFT PROTECTION LOC » 15.9% 24 M OVERDRAFT PROTECTION LOC
RV/BOAT/CAMPER » 6.29% 36 M RV/BOAT/CAMPER

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – National Credit Union Administration.

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Phone: 800-276-6161
950 East US Highway 20 | Michigan City, IN
Routing Transit Number: 271291457
NMLS # 399279

IMMEDIATE ALERT – Always be vigilant protecting your account information. First Trust Credit Union will NEVER ask you for your account number, debit card number, PIN number, passwords or social security number. Don’t be tricked…fraud can have many disguises, including fraudsters posing as First Trust Credit Union representatives. When in doubt, hang up or ignore the email until you check with us first!