| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| REGULAR SHARES | 0.100% | $0.00 | $0.00 |
| PREMIER CHECKING | 0.050% | $0.00 | $5,000.00 |
| PREMIER CHECKING | 0.070% | $0.00 | $10,000.00 |
| PREMIER CHECKING | 0.100% | $0.00 | $25,000.00 |
| MONEY MARKET PLUS | 0.100% | $0.00 | $2,500.00 |
| MONEY MARKET PLUS | 0.100% | $0.00 | $10,000.00 |
| MONEY MARKET PLUS | 0.120% | $0.00 | $25,000.00 |
| MONEY MARKET PLUS | 0.120% | $0.00 | $50,000.00 |
| CHRISTMAS CLUB | 0.100% | $0.00 | $0.00 |
| VACATION CLUB | 0.100% | $0.00 | $0.00 |
| RAINY DAY SHARES | 0.100% | $0.00 | $0.00 |
| SPARE CHANGE SHARE | 0.100% | $0.00 | $0.00 |
| BUSINESS PLUS | 0.070% | $0.00 | $10,000.00 |
| BUSINESS PLUS | 0.100% | $0.00 | $25,000.01 |
Rates are subject to change. Early withdrawal penalties may apply. Fees could reduce earnings on the account. Please refer to Account Schedule for minimum balance requirements and additional information.
“APY” = Annual Percentage Yield
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| UNSECURED CLOSED END | 7.950% | UNSECURED CLOSED END |
| OVERDRAFT PROTECTION LOC | 15.900% | OVERDRAFT PROTECTION LOC |
| NEW VEHICLE | 2.500% | NEW VEHICLE |
| USED VEHICLE | 2.500% | USED VEHICLE |
| NEW MOTORCYCLES | 3.900% | NEW MOTORCYCLES |
| RV/BOAT/CAMPER | 3.900% | RV/BOAT/CAMPER |
Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 3 MONTH CD-$1000 | 0.100% | $1,000.00 |
| 6 MONTH CD-$10,000 | 0.150% | $10,000.00 |
| 6 MONTH CD-$1,000 | 0.100% | $1,000.00 |
| 1 YEAR CD-$10,000 | 0.250% | $10,000.00 |
| 1 YEAR CD-$1,000 | 0.150% | $1,000.00 |
| 18 MONTH CD-$10,000 | 0.300% | $10,000.00 |
| 18 MONTH CD-$1,000 | 0.200% | $1,000.00 |
| 2 YEAR CD-$10,000 | 0.350% | $10,000.00 |
| 2 YEAR CD-$1,000 | 0.200% | $1,000.00 |
| SUPER SAVER $250 | 0.100% | $250.00 |
| 30 MONTH CD $10,000 | 0.350% | $10,000.00 |
| 30 MONTH CD $1,000 | 0.200% | $1,000.00 |
| 36 MONTH CD $10,000 | 0.550% | $10,000.00 |
| 36 MONTH CD $1,000 | 0.350% | $1,000.00 |
| 48 MONTH CD $10,000 | 0.650% | $10,000.00 |
| 48 MONTH CD $1,000 | 0.450% | $1,000.00 |
| 60 MONTH CD $10,000 | 0.850% | $10,000.00 |
| 60 MONTH CD $1,000 | 0.650% | $1,000.00 |
Early withdrawal penalties may apply.
“APY” = Annual Percentage Yield