Rates

Savings Rates - Effective Monday, October 1, 2018
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.200%$0.00$0.00
PREMIER CHECKING0.150%$0.00$5,000.00
PREMIER CHECKING0.150%$0.00$10,000.00
PREMIER CHECKING0.150%$0.00$25,000.00
MONEY MARKET PLUS0.300%$0.00$2,500.00
MONEY MARKET PLUS0.300%$0.00$10,000.00
MONEY MARKET PLUS0.400%$0.00$25,000.00
MONEY MARKET PLUS0.500%$0.00$50,000.00
CHRISTMAS CLUB0.200%$0.00$0.00
VACATION CLUB0.200%$0.00$0.00
RAINY DAY SHARES0.200%$0.00$0.00
SPARE CHANGE SHARE0.200%$0.00$0.00
BUSINESS PLUS0.150%$0.00$10,000.00
BUSINESS PLUS0.150%$0.00$25,000.01

Rates are subject to change. Early withdrawal penalties may apply. Fees could reduce earnings on the account. Please refer to Account Schedule for minimum balance requirements and additional information.

“APY” = Annual Percentage Yield

Loan Rates - Effective Tuesday, November 20, 2018
Loan TypeRates as low asTerms/Information
UNSECURED CLOSED END9.950%UNSECURED CLOSED END
OVERDRAFT PROTECTION LOC15.900%OVERDRAFT PROTECTION LOC
NEW VEHICLE3.790%NEW VEHICLE
USED VEHICLE3.790%USED VEHICLE
NEW MOTORCYCLES6.290%NEW MOTORCYCLES
RV/BOAT/CAMPER6.290%RV/BOAT/CAMPER

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

Certificate Rates - Effective Tuesday, November 20, 2018
Certificate TermAPYMinimum Deposit
3 MONTH CD-$10000.200%$1,000.00
6 MONTH CD-$10,0000.250%$10,000.00
6 MONTH CD-$1,0000.200%$1,000.00
1 YEAR CD-$10,0000.350%$10,000.00
1 YEAR CD-$1,0000.250%$1,000.00
18 MONTH CD-$10,0000.450%$10,000.00
18 MONTH CD-$1,0000.300%$1,000.00
2 YEAR CD-$10,0000.500%$10,000.00
2 YEAR CD-$1,0000.300%$1,000.00
SUPER SAVER $2500.250%$250.00
30 MONTH CD $10,0000.550%$10,000.00
30 MONTH CD $1,0000.300%$1,000.00
36 MONTH CD $10,0000.750%$10,000.00
36 MONTH CD $1,0000.450%$1,000.00
48 MONTH CD $10,0001.000%$10,000.00
48 MONTH CD $1,0000.750%$1,000.00
60 MONTH CD $10,0001.210%$10,000.00
60 MONTH CD $1,0000.950%$1,000.00

Early withdrawal penalties may apply.

“APY” = Annual Percentage Yield