Savings Rates - Effective Monday, March 2, 2026

Account Type	APY	Minimum Deposit	Minimum Balance
REGULAR SHARES	0.1%		$0
PREMIER CHECKING	0.05%		$5,000
PREMIER CHECKING	0.05%		$10,000
PREMIER CHECKING	0.05%		$25,000
MONEY MARKET PLUS	1.75%		$2,500
MONEY MARKET PLUS	2%		$10,000
MONEY MARKET PLUS	2.25%		$25,000
MONEY MARKET PLUS	2.75%		$50,000
CHRISTMAS CLUB	0.1%		$0
VACATION CLUB	0.1%		$0
RAINY DAY SHARES	0.1%		$0
SPARE CHANGE SHARE	0.1%		$0
BUSINESS PLUS	0.05%		$10,000
BUSINESS PLUS	0.05%		$25,000

Loan Rates - Effective Monday, July 20, 2026

Loan Type	Rates as low as	Terms	Terms & Information
NEW VEHICLE »	4.49%	24 M	NEW VEHICLE
USED VEHICLE »	4.49%	36 M	USED VEHICLE
NEW MOTORCYCLES »	6.29%	36 M	NEW MOTORCYCLES
UNSECURED CLOSED END »	8.95%	12 M	UNSECURED CLOSED END
OVERDRAFT PROTECTION LOC »	15.9%	24 M	OVERDRAFT PROTECTION LOC
RV/BOAT/CAMPER »	6.29%	36 M	RV/BOAT/CAMPER

Certificate Rates - Effective Monday, July 20, 2026

Certificate Term	APY	Minimum Deposit
3 MONTH CD-$1000	0.8%	$1,000
6 MONTH CD-$10,000	3.5%	$10,000
6 MONTH CD-$1,000	2.05%	$1,000
1 YEAR CD-$10,000	3.5%	$10,000
1 YEAR CD-$1,000	2.2%	$1,000
18 MONTH CD-$10,000	2.8%	$10,000
18 MONTH CD-$1,000	2.3%	$1,000
2 YEAR CD-$10,000	3%	$10,000
2 YEAR CD-$1,000	2.5%	$1,000
SUPER SAVER $250	2.5%	$250
30 MONTH CD $10,000	3.1%	$10,000
30 MONTH CD $1,000	2.6%	$1,000
36 MONTH CD $10,000	3.25%	$10,000
36 MONTH CD $1,000	2.75%	$1,000
48 MONTH CD $10,000	3.5%	$10,000
48 MONTH CD $1,000	3%	$1,000
60 MONTH CD $10,000	3.75%	$10,000
60 MONTH CD $1,000	3.25%	$1,000