Payroll Deduction/Direct Deposit

Direct Deposit is a convenient way to have your entire check (payroll/social security etc.) electronically deposited into your credit union account.

Payroll Deduction will let you deposit only a portion of your check into an account of your choice to pay monthly bills, loan payments, or help to build your saving account.

  • SAFE – Unlike a paper check, your funds cannot be lost or stolen. Your employer will still provide you with a paystub to show your deposited earnings.
  • SMART – Monitor, manage, and access your funds with our FREE Mobile App and Online Banking, FREE Online Bill Pay*, E-Statements, and Visa®ATM/Debit Card all rolled into one! *Some Restrictions Apply
  • SIMPLE – If your employer offers electronic deposits, all you need to do is provide them with First Trust’s routing and transit number 2712 9145 7(also called ABA number) and your account number. Your Direct Deposit will generally start within 2-4 weeks.