Our Credit Union gives you a choice of two different IRA savings accounts. Our IRA Variable Account gives you the advantage of saving through Payroll Deduction. Our IRA Certificates earn high certificate dividend rates. Terms range from 12 months to 30 months. Our IRA accounts have no monthly or annual fees.We are able to accept 401(k) and other IRA rollovers. Contact a member service representative at 800-276-6161 for more information.