Credit Union Difference / Membership

What makes First Trust Credit Union DIFFERENT?

It begins with our TOP PRIORITY – Service to our Members

First Trust Credit Union Mission:  First in Trust, Trust in Service!

Vision:   To be the preferred financial institution through innovation, financial education, and support for our member/owners, our employees and the communities we serve!

Credit unions have a shared philosophy … Not for Profit, Not for Charity, but for Service.  From the beginning, credit unions sought to keep people economically independent – by helping them learn to save and borrow prudently.  Credit unions are member owned and organized as Not-For-Profit financial institutions with members savings automatically insured for $250,000 by either a private insurer, or by the National Credit Union Share Insurance Fund.  Organized around a common bond, a credit union typically opens membership to those who work, or live in a defined community and are overseen by a MEMBER-ELECTED, UNPAID board of directors and volunteers.

What does all this mean for you?   You are a member/owner of First Trust Credit Union.  You have a vote in any major decisions that could affect your financial stability.  YOU elect the UNPAID volunteer Board of Directors.  Ultimately, any excess earnings are returned to our members in the form of better loan rates, fewer and lower fees and improved services.  Your savings are also insured by NCUA for $250,000 with an ADDITIONAL $250,000 insured by Excess Share Insurance at NO COST TO YOU.